Telehealth without insurance

No insurance, or a high deductible? With a CheckMD membership you pay one simple yearly price and see a licensed provider by video or phone – no surprise bill for an ordinary visit.

What a visit usually costs

Without insurance, a single urgent care or clinic visit can easily cost $100 or more before tests or medicine – and pay-per-visit telehealth adds up quickly if you need care more than once a year.

A CheckMD membership works differently: you pay once a year and use video and phone visits when you need them. It is a good fit if you have no insurance, a high-deductible plan, or simply want to know your cost upfront.

Choose a plan

Plans and prices are shown when you start your membership.

See membership plans

What's included

  • Video and phone visits

    With licensed providers, usually the same day.

  • Prescriptions when appropriate

    Sent to your pharmacy. You pay the pharmacy for the medicine itself – ask about generic options and discount programs to keep it low.

  • Follow-up care

    Check in after a visit so your plan can be adjusted.

  • One price for the year

    Know your cost upfront, before you need care.

Questions about cost

Do I need insurance to use CheckMD?

No. The membership is the price – you don't need insurance to join or to have a visit.

Are medicines included?

Prescriptions are written as part of your visit; the pharmacy charges for the medicine itself. Your provider can suggest lower-cost options.

Can I use an HSA or FSA card?

Many people can use HSA or FSA funds for telehealth. Check with your plan administrator.

What about lab tests?

If you need a lab test, your provider will explain where to have it done and what it may cost before you decide.

Feeling unwell? Talk to a provider today.

See membership plans